Protect Yourself From Creditor Harassment
Of all the benefits that bankruptcy provides to people who are struggling with excessive debt, the peace of mind provided by the “automatic stay” may be among the most appreciated. The automatic stay is a provision in the law that prevents creditors from continuing any collection activity for a debt that was included in your Chapter 7 or Chapter 13 bankruptcy petition.
What this means for you is that all phone calls, collection letters, lawsuits, wage garnishments and other collection activities must stop immediately once a creditor has been notified that the debt it is attempting to collect is part of an active bankruptcy. While some creditors will attempt to get permission from the court to continue collection activity, they must honor the automatic stay until the court says otherwise. Only the filing of a bankruptcy case offers the wide-ranging protections of the automatic stay. Such relief is not provided for by state laws.
Strong Representation From Dedicated Connecticut Consumer Bankruptcy Lawyers
If you are struggling with unmanageable debt and want to stop creditor harassment, a Hartford County attorney can explain your bankruptcy options. At Advanced Bankruptcy Legal Services of Connecticut, we are dedicated to helping clients find solutions for bankruptcy.
We understand how troublesome it can be to feel nervous about answering the phone or not wanting to pick up the mail for fear of a collection demand or threat of legal action. Seeking bankruptcy protection will put an end to that. We can help you with a debt relief solution that gives you the fresh start you need and gets the bill collectors off your back.
Talk To One Of Our Attorneys About Stopping Creditor Calls
Contact our office to discuss your questions about stopping creditor harassment through bankruptcy. We offer a free initial consultation to all new clients. Call our New Britain office at 860-674-8003 or our Bloomfield location at 860-242-0574 or reach out to us via email for assistance.